Accessing this website constitutes acceptance of the legal and privacy rules described here. If you do not agree, you should cease use. The content is provided for general information only and should not be seen as expert advice. Unauthorized alterations or illegal acts are not allowed. Some site sections may have unique requirements. All materials are copyrighted and may only be reused with permission. We do not guarantee accuracy and are not responsible for content on external sites. Terms may change without notice.